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Canadian Debt Relief

Have up to 75% of your unsecured debts forgiven

Over 140,000 Canadians per year use government programs for debt relief. We can help you:

Stop interest from accumulating.

Reduce your debts to one monthly payment.

Put an end to collection calls.

BOOK A FREE CONSULTATION

Canadian Debt Relief You Can Trust.

There are plenty of organizations with solutions that promise to help Canadians with debt relief. Unfortunately, not all Canadian debt relief options are equal. It is important for you to understand all of the options that are available before committing to a particular path.

Goth & Company takes a personal approach to make sure we understand what you are going through and what your hopes and plans are for the future. We will review all of your options and make sure you understand how they will impact you. When you are comfortable, you choose the path that makes the most sense.

Bankruptcy & Insolvency

There are several Canadian debt relief options available. The one most people know about is bankruptcy. Bankruptcy is a legal process that allows for the discharge of most debts, offering a fresh financial start. A Licensed Insolvency Trustee from Goth & Company guides you through the process, to help get the best relief with the least impact.

What is a Consumer Proposal?

A consumer proposal is another Canadian debt relief option. It is a binding agreement between a debtor and their creditors to settle outstanding debt. Not only does this option forgive a large part of your debts, it also stops interest from accumulating, stops collection agencies from calling, protects your wages and protects you from any legal actions taken by your creditors.

Learn About Bankruptcy
Learn About Consumer Proposals

Taking the first step is like a breath of fresh air.

Each month, thousands of Canadians begin their journey towards debt relief. The initial meeting with a Licensed Insolvency Trustee is often described as a breath of fresh air. Knowing that you have options makes a world of difference.

Everyone at Goth & Company is very knowledgeable and professional. This makes what is normally a difficult time far easier to navigate.

– Jeff W.
Excellent
Goth & Company Ltd.4.9
Based on 588 reviews
Brittany C.
5 months ago
I had such a great experience with this office, especially Colleen. She was incredibly kind, patient, and thorough — taking the time to explain everything and make sure I fully understood. She made a really stressful process feel manageable and treated me with so much respect and compassion. I’m so grateful for her help and would absolutely recommend this office to anyone needing guidance.
Response from the owner:Thank you Brittany for the kind words. If there is anything else you need be sure to reach out!!!
Ajesh R.
9 months ago
The team at Goth & Company treated me with respect and kindness during a very difficult financial time. They explained every step clearly and helped me feel confident about my future again. Professional, compassionate, and truly helpful. Highly recommended for anyone needing a fresh start! 🙏
Response from the owner:Thank you for taking the time to share your experience and for the 5-star review. We appreciate your trust and are pleased we could assist. If you need anything further, please don’t hesitate to reach out.
Personal C.
9 months ago
After 4 ankle surgeries, I was unable to continue working. My debts were substantial.
I had CRA debt, credit card debts, line of credit debts, and other miscellaneous debts.
The team at Goth were always very courteous and non judgmental. I liked everyone I interacted with.

They arranged a 9 months bankruptcy, with a very low monthly payment. I have now completed the process, and I am 100% debt free.
Goth was amazing. They obviously wanted to help me out, and their main priority is to make sure everything is done by the book.

Highly Recommended!
Response from the owner:We sincerely appreciate your kind feedback. It was our pleasure to assist you, and we’re glad to hear you had a positive experience. Should you require any further support, we’re always here to help.
Joan M.
12 months ago
Have been with Goth for a few months now and the service so far has been excellent. I am very pleased with everyone I have had the pleasure of working with. I feel secure in their hands. Thank you. MJM
Response from the owner:Thank you for your thoughtful review. We appreciate the opportunity to assist and are pleased to hear your experience was positive. If we can be of help in the future, please feel free to contact us.
Jessica
1 year ago
Thank you GOTH & COMPANY and the WHOLE TEAM and most Special to Mention Miss Paula Power, you are so Amazing and Very informative, no judging my situation. The moment i spoke up to Miss Paula, thats the time i felt big relieve, iam almost end up my life, because i dont know what to do.I've been suffering Depression and Anxiety, because of my situation i've been through a lot.Once again Thank You GOTH And The Whole TEAM! You guys a Highly Recommended 100%. All the Best!
Response from the owner:We appreciate your 5-star rating and your feedback. Providing professional and supportive service is important to us. Should you need any additional assistance, we’re always happy to help.
Todd “Kzinty” K.
1 year ago
Straight to the point, spelled out the options and ended my stress.
They made it so easy that I worried it wasn't done.
Response from the owner:Thank you for taking the time to leave a review. We’re pleased we could assist and appreciate your trust. Please don’t hesitate to reach out if you need anything further.
chev L.
2 years ago
My experience with Goth and Company was immaculate. they are very professional, answers all my questions and concerns. I recommend this company 💯
Response from the owner:We sincerely thank you for your kind words and 5-star review. If you have any questions or need assistance in the future, we’re always here to support you.
Aimee C.
2 years ago
Thanks for all your help in creating a solution for my financial problems. It was a pleasure speaking to Desmond, thanks for listening and for understanding. My family and I will be forever grateful for this step in becoming debt free! I cannot wait. God bless
Response from the owner:Thank you for your kind feedback and for leaving a review. We appreciate the opportunity to have assisted you. Should you need anything further, please feel free to reach out.
Jenna G.
2 years ago
The time, kindness, knowledgeable staff of this wonderful company helped our household when in a small bind.
Each staff member was understanding, and treated us like we mattered/family; as well as clients.
No better place to go to than this company for anything they offer.
Made everything very simple, and put lots of anxiety at ease starting from the very 1st appointment.
Thank you from the Hall & Grayson families.
Response from the owner:Thank you for your review and for your kind feedback. We’re pleased you had a positive experience. If there’s anything we can assist with in the future, please don’t hesitate to reach out.
Linda D.
2 years ago
I got in touch with Goth and Company a few weeks ago and I am happy that I did. .They are very informative and awesome people to talk with ..Everything is explained very well and any questions that you asked are answered...I can honestly say they have helped me great with this process. .So I advise people that if you are having financial problems please give Goth and Company a call. You will not be disappointed.. Thank you for the help you have given me.
Response from the owner:We sincerely appreciate your review. Thank you for taking the time to share your experience. Should you need support in the future, we’re always here to help.
Kate C.
2 years ago
Very Helpful and made the process so smooth
Response from the owner:Thank you for sharing your feedback. We appreciate the opportunity to have worked with you. If you require any further information or assistance down the road, please feel free to get in touch.
Janilyn H.
2 years ago
Goth & Company Ltd. has excelent service . Very accommodated and knowledgeable. They communicate me during the entire process and answer any questions I had.

Thank you Goth & Company Ltd.
Response from the owner:Thank you for your kind words and for leaving a review. We’re glad you had a positive experience with our team. Please don’t hesitate to reach out if we can assist you again.
Gabriela D.
2 years ago
Thank you for your help and support! A great team!
Response from the owner:We appreciate you taking the time to provide feedback. Thank you for your thoughtful review. If you ever have questions or require assistance in the future, please feel free to contact us.
Jim S.
2 years ago
I though Goth & company handled my affairs in a very professional manner. I would certainly refer them to others.
Response from the owner:Thank you for your review. We value the trust you placed in our office and appreciate you sharing your experience. Should you need anything further, we are always happy to help.
Kolton D.
2 years ago
Responsible, professional, and polite.
Response from the owner:Thank you for taking the time to leave a review. We appreciate your kind feedback and are pleased you had a positive experience. If we can be of assistance in the future, please do not hesitate to reach out.
Brian B.
2 years ago
Friendly helpful good to deal with.
Response from the owner:Thank you for taking the time to share your experience and for the 5-star review. We appreciate your trust and are pleased we could assist. If you need anything further, please don’t hesitate to reach out.
Bonnie B.
2 years ago
Very helpful, non judgemental service
Response from the owner:We sincerely appreciate your kind feedback. It was our pleasure to assist you, and we’re glad to hear you had a positive experience. Should you require any further support, we’re always here to help.
Rye B.
2 years ago
Very uplifting and professional. I feelcomfortable, hopeful and confident that, Barton will help me recover from my frivolous mistakes. Goth provides a flexible and easy way to see the light at the end of the tunnel!
Response from the owner:Thank you for the 5-star review and for sharing your experience. We value your trust and are happy we could support you through your financial matters. Please feel free to contact us if you need anything in the future.
Darryl A.
2 years ago
goth and Company are really helpful and they guided me right along the process .
Response from the owner:We’re grateful for your positive review and for taking the time to leave feedback. If you have any questions or require assistance going forward, don’t hesitate to reach out.
Melanie L.
2 years ago
Goth and Company has been an excellent choice for our financial needs and we were so happy with their kindness and professionalism.
Response from the owner:Thank you for your thoughtful review. We appreciate the opportunity to assist and are pleased to hear your experience was positive. If we can be of help in the future, please feel free to contact us.
Willem van H.
2 years ago
Very helpful staff. Clearly and carefully explained things
Response from the owner:We appreciate your 5-star rating and your feedback. Providing professional and supportive service is important to us. Should you need any additional assistance, we’re always happy to help.
Sylvia K.
2 years ago
The staff went above and beyond to come to me as I have mobility restrictions. The gentleman was very professional and understanding of situation. He throughly answered all my questions and concerns. Made me feel like person not a number. Exceptional service.
Response from the owner:Thank you for taking the time to leave a review. We’re pleased we could assist and appreciate your trust. Please don’t hesitate to reach out if you need anything further.
Rachel O.
2 years ago
Great company. Very professional. I would highly recommend
Response from the owner:We sincerely thank you for your kind words and 5-star review. If you have any questions or need assistance in the future, we’re always here to support you.
Maxine L.
2 years ago
Knowledgeable and wonderful to work with! We have felt heard and have received great support and information from Goth & Company.
Response from the owner:Thank you for your positive feedback. We appreciate the opportunity to assist and are glad your experience was a good one. If you require anything further, please feel free to contact us.
Kyle Austin Dela C.
2 years ago
They are very helpful and no judgement when discussing everything
Response from the owner:Thank you for your kind feedback and for leaving a review. We appreciate the opportunity to have assisted you. Should you need anything further, please feel free to reach out.
corrina J.
2 years ago
Every one is extremely helpful, and everything was expland so that you can understand it.
Response from the owner:Thank you for taking the time to leave a review. We appreciate your feedback and are glad you had a positive experience. Please feel free to contact us if you need assistance in the future.
narivel C.
2 years ago
In my experience here in this company they explain everything what's on the proposal so not hard to understand. Thank you for saving me .
Response from the owner:Thank you for your review and for your kind feedback. We’re pleased you had a positive experience. If there’s anything we can assist with in the future, please don’t hesitate to reach out.
miles M.
2 years ago
Goth and company was very helpful. Heather, explain process in detailed making sure you understand. And always asked question for verification. The team makes sure that they are there to support you throughout. I will definitely recommend Goth and company. Thank you !
Response from the owner:We sincerely appreciate your review. Thank you for taking the time to share your experience. Should you need support in the future, we’re always here to help.
Debbie V.
2 years ago
Very professional explained everything so easy to understand and to make the correct decision.
Highly recommend
Response from the owner:We appreciate you taking the time to provide feedback. Thank you for your thoughtful review. If you ever have questions or require assistance in the future, please feel free to contact us.
Jackie W.
2 years ago
Omg! I’m finally feeling like I can relax. The last couple of months, have been extremely stressful and overwhelming. I left Real Estate in November .. but the CRA estimated my HST. And demanded I pay installments .. but wanted huge payments. That I couldn’t pay.
So I decided to do a Consumer Proposal. Goth, explained everything to me & took care of everything and really took the stress out of my life.
Response from the owner:Thank you for the 5-star review and for sharing your experience. We value your trust and are happy we could support you through your financial matters. Please feel free to contact us if you need anything in the future.
Sylvainne P.
2 years ago
Every people at Goth & Company was very kind and understanding, to get through my difficult times.
Thank you for all your help:
Sylvainne Poitras

Relief for all kinds of unsecured debt.

Most unsecured debts can be relieved. Creditors stop calling you and deal directly with the Licensed Insolvency Trustee.

Income Tax Debt

Student Loan Debt

Credit Card Debt

PayDay Loans

Phone Bills

Utility Bills

Unsecured Loans

Personal Loans

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Line of Credit

Rental Arrears

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and more...

Get out of debt and back on track! We are here to help.

Seeking debt relief may seem overwhelming, but it becomes much easier once you take the first step to find out what options are available.

1

Provide some basic information

Answer a few questions to help us understand what you are dealing with.

2

Speak with a debt relief specialist

Review all of the available debt options with an experienced professional.

3

Choose an option

Pick the relief option that works best for you and decide when you are ready to move forward.

Take the first step