Get Out of Debt

Have up to 75% of your unsecured debts forgiven

Over 140,000 Canadians per year use government programs to eliminate their debt. We can help you:

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Stop interest from accumulating.

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Reduce your debts to one monthly payment.

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Put an end to collection calls.

What is the total amount of your debt?

Get out of debt and back on track! We are here to help.

Dealing with debt may seem overwhelming, but it becomes much easier once you take the first step to find out what options are available.

Provide some basic information

Answer a few questions to help us understand what you are dealing with.

Speak with a debt specialist

Review all of the available options with an experienced professional.

Choose an option

Pick the solution that works best for you and decide when you are ready to move forward.

Take the first step

Options you can trust.

There are plenty of organizations with solutions that promise to help with debt. Unfortunately, not all debt solutions are equal. It is important for you to understand all of the options that are available before committing to a particular path. We take a personal approach to make sure we understand what you are going through and what your hopes and plans are for the future. We will review all of your options and make sure you understand how they will impact you. When you are comfortable, you choose the path that makes the most sense.

CRA Debt Forgiveness

There are not many options for dealing with income tax debt in Canada. A consumer proposal, filed by a Licensed Insolvency Trustee, can forgive a large part of what is owed and give you up to five years to pay the remainder.

Learn more

What is a Consumer Proposal?

Not only does a consumer proposal forgive a large part of your debts… it also stops interest from accumulating, stops collection agencies from calling, protects your wages and protects you from any legal actions taken by your creditors.

Learn more

Taking the first step is like a breath of fresh air.

Each month, thousands of Canadians begin their journey towards debt freedom. The initial meeting with a Licensed Insolvency Trustee is often described as a breath of fresh air. Knowing that you have options makes a world of difference.

Everyone at Goth & Company is very knowledgeable and professional. This makes what is normally a difficult time far easier to navigate.

– Jeff W.

Goth & Company is a great company to deal with. Everyone made me feel comfortable with the decision I made. The positivity was fantastic and they are all very helpful and informative. I would highly recommend services from Goth & Company.

Crystal S.

1713357381

They have continued to help me with negotiation process’ and financial counselling. They’ve honestly given me hope that I’ll be able to deal with my financial struggles in a timely manner! 150% recommend these guys

Ken K.

1713269069

the whole experience being new to me was easier than i expected and everything was made clear and haveing a choice in two ways to handle it and haveing the choices explained in a non sugestive way made it nice to know i had options . would recomend them if i ever meet anyone needing help like me.

Wayne J.

1713249142

Goth & Company Ltd Highly RecommendedGreat Service Very Helpful and always ready to answer my questions and doubt

mary jane L.

1713241567

My experience was absolutely professional and clear cut. Goth explained and walked me through the process that i could understand;i felt completely taken care of. Thank you for your guidance. I am very grateful and appreciative.

Adriaan D.

1713236319

Mr Goth was very helpful throughout the entire process and took the time needed to explain each and every detail to make sure i understood .I would highly recommend Goth and Company for you financial needs.Once again Thank you yo Mr Barton Goth for helping through this process.Best Regards ,Russ Tureck

Russell T.

1713215429

Devin has been great to deal with, made it straight forward and simple and made sure you had a clear understanding with everything that is happening.

Brittany C.

1713208564

Bart was great. He walked through all the steps and gave me information on what type of service I was applying for. This transition was seamless and I feel more confident in my financial future. Thank you!

Katrina S.

1713208058

Great company to deal with

Roselle R.

1713204619

Incredibly helpful! Great service, knowledgeable and dependable staff! None judgmental and straightforward. Thanks for everything! Highly recommended!

Michael S.

1713202391

Every people at Goth & Company was very kind and understanding, to get through my difficult times.Thank you for all your help:Sylvainne Poitras

Sylvainne P.

1713201850

Amazing company, very detail oriented and focused solely on clients need.

Chelsey T.

1713201178

Friendly, helpful and patient. Explained my options in detail and made me feel comfortable with the process

Annette G.

1713200291

During my consultation and review of my proposal all the information was provided with detail, and in a way that was easy to follow. Since then I have been so much more stress free as they have made the process so easy and tailored my payments to my income so that I can still afford to pay my other bills. I was terrified of having my debt consolidated but it has been an absolute god send! Definitely recommend giving them a call if you’re stressed about your debt like I was.

Samm B.

1713199909

I have the pleasure of meeting with the team who will help me begin a new life . The burden i was carrying with my financial problems was lift. I feel so happy and relieved that there is a group of people who can help someone like me . Thank you so much . I recommend anyone who is in this kind of situation to reach out to them .

j Q.

1713198926

Really good people. They helped me with all the questions I had and were very patient with helping me out. Best customer service.

Adriana F.

1713196444

Very thorough, helpful & professional!

Cari M.

1713196167

Goth and Co has been nothing but great and informative and just about anyone i have had the pleasure to talk to is able to answer my questions or just willing to help when needed.

Marty C.

1713195122

They are very helpful and no judgement when discussing everything

Kyle Austin Dela C.

1713195052

They helped me and I can breath again and everyone I talked to was so friendly they also don’t judge you.

tracey D.

1712524013

Goth & Company Ltd. Took away my stress in my financial situation. As a busy person working, they try to help me based on my available schedules, Barton explained to me all the options with all the advantages and disadvantages of each of them. He made everything easy and simple for me. I will definitely recommend this company to all my friends and family that needed this kind of help.

Sherwin C.

1712120196

Goth & Company has been great. I needed to pursue getting a consumer proposal made so I could deal with my debt that I couldn't resolve on my own. they were helpful every step of the way and easy to deal with. I appreciate them very much and would recommend them to anyone struggling with debt

Chaston W B.

1711903255

Very professional service. They took the time to properly explain everything and made us feel comfortable throughout the entire process.

Rick S.

1711573246

Very professional experience and very thorough process. Signing was easy and I felt very confident that Goth was taking care of me, The whole experience was comfortable and now I feel much better with my situation, I would definitely recommend Goth to anyone!

Ben B.

1711531630

Amazing Company and Employee

Ronald H.

1711461196

I am thrilled to share my experience with Goth & Company. They have truly been a lifesaver for me over the past 8 months. From the moment I reached out to them seeking help with managing my debt, they have been nothing short of professional, understanding, and dedicated to helping me navigate through a challenging financial situation.The team at Goth & Company went above and beyond to provide me with personalized support and guidance every step of the way. They took the time to carefully explain the process, answer all of my questions, and ensure that I felt comfortable and informed throughout the entire journey.Thanks to their expertise and assistance, I have been able to significantly reduce my debt and create a manageable repayment plan that works for my budget. I feel relieved and empowered knowing that I have their ongoing support and expertise to help me achieve financial stability.I highly recommend Goth & Company to anyone in need of debt management assistance. Their professionalism, knowledge, and commitment to their clients truly set them apart. I am incredibly grateful for their help.

Mandy K.

1711430017

There Awesome and love there it has goth in it if your into emo and goth stuff xD stay deadly

Ash W

1711398756

this company very awesome people i will suggest for people to go here they been awesome to me

Donna C.

1711397694

This company is very accommodating and helpful who are having some difficulties. Also, they are prompt in answering some questions in a courteous manner.

Rosalie B.

1711395576

Goth & Company is a great company to deal with. Very professional and knowledgeable. They helped me with any questions I had and lead me in the right direction. Thank you for all your help.

Diana H.

1711391274

Has been a really straight forward experience and easy to navigate. It was a lot less daunting than I thought it would be. The hardest part is getting going. Once you get the hang of the process it's all smooth from there.

Melanie D.

1710474546

Very kind and knowledgeable professionals. Fatima and David are so wonderful, they were patient with questions and informative. I'm thankful to have gone to Goth & Company.

molly

1709507226

I really appreaciate Mr. Goth professionalism when we had our meeting to sign the consume proposal .when we went through all the documents. He explain every everything and differences and made sure that i understand the process and made sure all the information are correct. It was seamless and pretty straight forward experience. Thank you

Eric T

1709374936

THE BEST SERVCE I HAVE EVER HAD..REAL PROFESSIONALS.

Gonzalo H.

1709316616

I had met with David and he made sure that I knew my options before making a decision. Our conversation gave me peace of mind. I really appreciate their help!

Boots C.

1709232273

Desmond was great to work with very straight forward and willing to answer any questions I had his demeanor put me at ease threw the whole process I definitely recommend goth & company Ltd.

MR.NOISY

1709213111

Barth was great to deal with and communicate with. He explained everything in detail and made sure I understood the process. I had no stress from start to finish. I also spoke with David when signing documents and he was also great to work with. Would 10/10 recommend Goth & Company for your debt consolidation/consumer proposals.

Kayla K.

1709075011

They took the time to explain things and helped me through this very grateful

Franky H.

1709072486

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Help for all kinds of unsecured debt.

Most unsecured debts can be consolidated into an easy, manageable monthly payment. Creditors stop calling you and deal directly with the Licensed Insolvency Trustee.

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Income Tax Debt

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Student Loan Debt

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Credit Card Debt

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PayDay Loans

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Phone Bills

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Utility Bills

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Unsecured Loans

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Personal Loans

Line of Credit

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