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Debt Repayment Calculator

Find out what your monthly payments could look like with different repayment options.

Specific Debt Issues

CRA Debt Forgiveness

I owe money to the CRA and would like to know what my options are.

Dealing With Student Debt

I am unable to repay my student loans and need to know my options.

Wages Are Being Garnished

I am looking for a solution to stop creditors from garnishing my wages.

Free Professional Advice

I would like to talk to a debt expert about my current debt situation.

Debt Settlement Options

Filing a Personal Bankruptcy

I want to learn about declaring bankruptcy and eliminating my debts.

Filing a Consumer Proposal

I want to know about filing a consumer proposal and if it will work for me.

Debt Consolidation Options

I would like to understand the different options for consolidating debt.

Which Option is the Best?

I want to talk to a Licensed Insolvency Trustee about my options.

More About Personal Bankruptcy

How to Declare Bankruptcy in AB

I want to understand the bankruptcy process and the steps I would take.

What is the First Step?

What is the first step I need to take to declare bankruptcy?

Looking for a Bankruptcy Trustee?

Find out why you need a Licensed Insolvency Trustee instead.

Do I Need A Bankruptcy Lawyer?

What is the difference between a Bankruptcy Trustee and a Lawyer?

The Bankruptcy & Insolvency Act

Everything you need to know about Canada’s insolvency legislation.

Bankruptcy In Canada

How are bankruptcies different in Canada. How do they work?

Will I Lose My House?

I am unable to pay my debts and am worried about losing my house.

Will My Car Be Taken?

I’m afraid of losing my car and other assets if I file for bankruptcy.

More About Consumer Proposals

What is a Consumer Proposal?

Learn what consumer proposals are and how they work.

The Consumer Proposal Process

Find out who is involved and what happens at each stage of the proposal.

Consumer Proposals and Your Credit

Learn how to get out of debt and build up a strong credit history.

Debt Consolidation With A Proposal

Find out how a consumer proposal compares to other consolidation options.