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Goth and Company

Licensed Insolvency Trustees

Based in Edmonton, Alberta With Offices Across Canada

Consumer Proposals

What are they? Will it work in my situation?

Personal Bankruptcy

How does it work? Is it a good idea for me?

Debt Consolidation

How can I consolidate all of my debts?

Not sure where to start?

Learn More

What Do We Do?

As Licensed Insolvency Trustees we provide free debt consultations and formal debt settlement solutions for Albertans who are unable to pay the full amount of their debts. We take time to understand what you are dealing with before presenting you with all available options to consolidate, reduce or discharge your debts.

Who Do We Help?

Are you a Canadian citizen or resident dealing with more than $1,000 of debt? Even if you are just wondering what your options are, we can help! Consultations are private and confidential. There is no obligation to return or move forward with a particular solution. We give you the information and resources, and you decide.

Do We Provide Bankruptcy Services?

Yes. In Canada, Licensed Insolvency Trustees are the only professionals able to file and administer a bankruptcy. Filing for bankruptcy may be one of the options that are available to you, but there are often alternative solutions that may be more favourable. We are experts in all forms of formal debt settlement and will show you all of the options that are available.

The Role of a Licensed Insolvency Trustee | How we help

The Role of a Licensed Insolvency Trustee

As Licensed Insolvency Trustees we administer formal debt settlement solutions including consumer proposals and bankruptcy filings. An important part of our job is to make sure that you know and understand all of the debt settlement options that are available to you. Each situation is unique and you may find that a particular solution that worked for someone else may not be the best for you. We will talk to you about your debts, but we also want to know about your life and plans for the future. This way we can ensure that getting out of debt is more manageable with a solution that makes sense for you and your family. We also want you to be successful after your debts are cleared and will provide resources and professional counselling focused on managing debt and maintaining “good credit”.

Licensed Insolvency Trustee | Free Consultation

“I wish I would have done this sooner!”

Free Professional Advice

Goth & Company are here to help. No cost. No obligation.

Client Reviews

Hear what our clients have to say about their experiences with our Licensed Insolvency Trustees.

Excellent
Goth & Company Ltd. Licensed Insolvency Trustees4.8
Based on 590 reviews
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louie K.
2 weeks ago
The Goth team was an absolute pleasure to deal with . They helped me a great deal , I would highly recommend them . Thank you to Stanley , Heather and David for all of their time in to better my financial situation!
Jordan D.
2 months ago
Everyone was super helpful, and made the entire ordeal manageable and positive. calmed my Anxiety and made it easy. Can't recommend Goth and Company enough. All the best in all your future endeavors.
onc C.
2 months ago
high quality assistant transparent and yes and not
Response from the owner:Thank you for the review… We are always happy to help if you have any more questions or if there’s anything else we can do please let us know!!!
Brittany C.
7 months ago
I had such a great experience with this office, especially Colleen. She was incredibly kind, patient, and thorough — taking the time to explain everything and make sure I fully understood. She made a really stressful process feel manageable and treated me with so much respect and compassion. I’m so grateful for her help and would absolutely recommend this office to anyone needing guidance.
Response from the owner:Thank you Brittany for the kind words. If there is anything else you need be sure to reach out!!!
Terry
11 months ago
For a very long time I had been on edge because of a 'charitable giving' tax shelter I had participated in many years earlier . The tax court had finally ruled against the beneficiaries of this shelter and I was now on the hook for most of my original donation plus interest dating back 20 years .I was ' climbing the walls' waiting for the day CRA would scoop my bank account . But , Goth pulled away the clouds of doom and presented me with a well explained , greatly reduced 5 year payment plan that CRA accepted. I did not need to declare bankruptcy . Until this thing with Goth was behind me , I did not realize how it was affecting everything in my life . I sleep better , I smile more and people ask "do you have a girl friend ". I am a bit of a recluse. And since this proposal was enacted , Goth has been so helpful in promptly answering any questions I might have. Do not even think of enlisting the services of scammers who will 'offer' to quash CRA's case against you . They will get you so far into trouble your great grand children will be paying for you . Only ever consider using a licensed trustee to help you out of this mess .
Response from the owner:We are happy to be able to take the edge off and help you move forward!!! Please let us know if there is anything else you need!!!!
Ajesh R.
11 months ago
The team at Goth & Company treated me with respect and kindness during a very difficult financial time. They explained every step clearly and helped me feel confident about my future again. Professional, compassionate, and truly helpful. Highly recommended for anyone needing a fresh start! 🙏
Response from the owner:Thank you for taking the time to share your experience and for the 5-star review. We appreciate your trust and are pleased we could assist. If you need anything further, please don’t hesitate to reach out.
Personal C.
11 months ago
After 4 ankle surgeries, I was unable to continue working. My debts were substantial. I had CRA debt, credit card debts, line of credit debts, and other miscellaneous debts. The team at Goth were always very courteous and non judgmental. I liked everyone I interacted with. They arranged a 9 months bankruptcy, with a very low monthly payment. I have now completed the process, and I am 100% debt free. Goth was amazing. They obviously wanted to help me out, and their main priority is to make sure everything is done by the book. Highly Recommended!
Response from the owner:We sincerely appreciate your kind feedback. It was our pleasure to assist you, and we’re glad to hear you had a positive experience. Should you require any further support, we’re always here to help.
Joan M.
1 year ago
Have been with Goth for a few months now and the service so far has been excellent. I am very pleased with everyone I have had the pleasure of working with. I feel secure in their hands. Thank you. MJM
Response from the owner:Thank you for your thoughtful review. We appreciate the opportunity to assist and are pleased to hear your experience was positive. If we can be of help in the future, please feel free to contact us.
Excellent
Goth & Company Ltd. LIT4.8
Based on 590 reviews
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Brittany C.
7 months ago
I had such a great experience with this office, especially Colleen. She was incredibly kind, patient, and thorough — taking the time to explain everything and make sure I fully understood. She made a really stressful process feel manageable and treated me with so much respect and compassion. I’m so grateful for her help and would absolutely recommend this office to anyone needing guidance.
Response from the owner:Thank you Brittany for the kind words. If there is anything else you need be sure to reach out!!!
Terry
11 months ago
For a very long time I had been on edge because of a 'charitable giving' tax shelter I had participated in many years earlier . The tax court had finally ruled against the beneficiaries of this shelter and I was now on the hook for most of my original donation plus interest dating back 20 years .I was ' climbing the walls' waiting for the day CRA would scoop my bank account . But , Goth pulled away the clouds of doom and presented me with a well explained , greatly reduced 5 year payment plan that CRA accepted. I did not need to declare bankruptcy . Until this thing with Goth was behind me , I did not realize how it was affecting everything in my life . I sleep better , I smile more and people ask "do you have a girl friend ". I am a bit of a recluse. And since this proposal was enacted , Goth has been so helpful in promptly answering any questions I might have. Do not even think of enlisting the services of scammers who will 'offer' to quash CRA's case against you . They will get you so far into trouble your great grand children will be paying for you . Only ever consider using a licensed trustee to help you out of this mess .
Response from the owner:We are happy to be able to take the edge off and help you move forward!!! Please let us know if there is anything else you need!!!!
Personal C.
11 months ago
After 4 ankle surgeries, I was unable to continue working. My debts were substantial. I had CRA debt, credit card debts, line of credit debts, and other miscellaneous debts. The team at Goth were always very courteous and non judgmental. I liked everyone I interacted with. They arranged a 9 months bankruptcy, with a very low monthly payment. I have now completed the process, and I am 100% debt free. Goth was amazing. They obviously wanted to help me out, and their main priority is to make sure everything is done by the book. Highly Recommended!
Response from the owner:We sincerely appreciate your kind feedback. It was our pleasure to assist you, and we’re glad to hear you had a positive experience. Should you require any further support, we’re always here to help.
Jessica
1 year ago
Thank you GOTH & COMPANY and the WHOLE TEAM and most Special to Mention Miss Paula Power, you are so Amazing and Very informative, no judging my situation. The moment i spoke up to Miss Paula, thats the time i felt big relieve, iam almost end up my life, because i dont know what to do.I've been suffering Depression and Anxiety, because of my situation i've been through a lot.Once again Thank You GOTH And The Whole TEAM! You guys a Highly Recommended 100%. All the Best!
Response from the owner:We appreciate your 5-star rating and your feedback. Providing professional and supportive service is important to us. Should you need any additional assistance, we’re always happy to help.
Jenna G.
2 years ago
The time, kindness, knowledgeable staff of this wonderful company helped our household when in a small bind. Each staff member was understanding, and treated us like we mattered/family; as well as clients. No better place to go to than this company for anything they offer. Made everything very simple, and put lots of anxiety at ease starting from the very 1st appointment. Thank you from the Hall & Grayson families.
Response from the owner:Thank you for your review and for your kind feedback. We’re pleased you had a positive experience. If there’s anything we can assist with in the future, please don’t hesitate to reach out.
Linda D.
2 years ago
I got in touch with Goth and Company a few weeks ago and I am happy that I did. .They are very informative and awesome people to talk with ..Everything is explained very well and any questions that you asked are answered...I can honestly say they have helped me great with this process. .So I advise people that if you are having financial problems please give Goth and Company a call. You will not be disappointed.. Thank you for the help you have given me.
Response from the owner:We sincerely appreciate your review. Thank you for taking the time to share your experience. Should you need support in the future, we’re always here to help.
Jackie W.
2 years ago
Omg! I’m finally feeling like I can relax. The last couple of months, have been extremely stressful and overwhelming. I left Real Estate in November .. but the CRA estimated my HST. And demanded I pay installments .. but wanted huge payments. That I couldn’t pay. So I decided to do a Consumer Proposal. Goth, explained everything to me & took care of everything and really took the stress out of my life.
Response from the owner:Thank you for the 5-star review and for sharing your experience. We value your trust and are happy we could support you through your financial matters. Please feel free to contact us if you need anything in the future.
Caro M.
2 years ago
The last couple of years, I had been going through some personal difficulties that put me in a place where I had no room to breathe financially. I felt like I was running around in circles paying left and right and was still not catching up. Until one day I realized, I can’t make all these payments next month. When I saw that I was in real trouble, I contacted Zach from 4 Pillars and was referred to Goth & Company Ltd. An appointment was made and I met with, David Mazerolle. I was anxious, I would have to tell what had happened that got me to the point of not being able to pay. The trustee put me at ease explaining everything. He went through every single step and how everything works. Before signing, went through all the calculations and how much my monthly payment would be. Having said all of this, if you are struggling, please know that there is help. Knowing what I know now, I encourage anyone experiencing a similar financial distress to contact Goth & Company Ltd. There is no risk, you will not be judged.
Claire
2 years ago
When dealing with a personal, and sensitive issue such as your finances, you seek a process that smooth and easy. You also seek people that are knowledgeable and kind towards you and your situation. These are all qualities that this company offers. Looking forward to continuing to build my relationship with this company, as I work towards financial freedom and success!
Sarah B.
2 years ago
Goth and company worked exceptionally hard to help us when the banks literally LAUGHED at us. Not only did they reduce the amount we owed, even tho we didn’t qualify for a reduction, they provide courses to make it easier for you to help yourself not fall back into crippling debt again. They handled all the businesses we owed and it took the main stress out of our lives. Thank you from the bottom of our hearts Sarah and Leo
Elise
2 years ago
The entire experience has been positive , informative and honourable. Mr Goth explained everything in great detail and never made us feel humiliated. His knowledgeable, kind and gentle manor made the entire process much more tolerable and accepting. We appreciated his willingness to listen and professionalism.
Russell T.
2 years ago
Mr Goth was very helpful throughout the entire process and took the time needed to explain each and every detail to make sure i understood . I would highly recommend Goth and Company for you financial needs. Once again Thank you yo Mr Barton Goth for helping through this process. Best Regards , Russ Tureck
Samm B.
2 years ago
During my consultation and review of my proposal all the information was provided with detail, and in a way that was easy to follow. Since then I have been so much more stress free as they have made the process so easy and tailored my payments to my income so that I can still afford to pay my other bills. I was terrified of having my debt consolidated but it has been an absolute god send! Definitely recommend giving them a call if you’re stressed about your debt like I was.
j Q.
2 years ago
I have the pleasure of meeting with the team who will help me begin a new life . The burden i was carrying with my financial problems was lift. I feel so happy and relieved that there is a group of people who can help someone like me . Thank you so much . I recommend anyone who is in this kind of situation to reach out to them .
Sherwin C.
2 years ago
Goth & Company Ltd. Took away my stress in my financial situation. As a busy person working, they try to help me based on my available schedules, Barton explained to me all the options with all the advantages and disadvantages of each of them. He made everything easy and simple for me. I will definitely recommend this company to all my friends and family that needed this kind of help.
Mandy K.
2 years ago
I am thrilled to share my experience with Goth & Company. They have truly been a lifesaver for me over the past 8 months. From the moment I reached out to them seeking help with managing my debt, they have been nothing short of professional, understanding, and dedicated to helping me navigate through a challenging financial situation. The team at Goth & Company went above and beyond to provide me with personalized support and guidance every step of the way. They took the time to carefully explain the process, answer all of my questions, and ensure that I felt comfortable and informed throughout the entire journey. Thanks to their expertise and assistance, I have been able to significantly reduce my debt and create a manageable repayment plan that works for my budget. I feel relieved and empowered knowing that I have their ongoing support and expertise to help me achieve financial stability. I highly recommend Goth & Company to anyone in need of debt management assistance. Their professionalism, knowledge, and commitment to their clients truly set them apart. I am incredibly grateful for their help.
Eric T.
2 years ago
I really appreaciate Mr. Goth professionalism when we had our meeting to sign the consume proposal .when we went through all the documents. He explain every everything and differences and made sure that i understand the process and made sure all the information are correct. It was seamless and pretty straight forward experience. Thank you
Kayla K.
2 years ago
Barth was great to deal with and communicate with. He explained everything in detail and made sure I understood the process. I had no stress from start to finish. I also spoke with David when signing documents and he was also great to work with. Would 10/10 recommend Goth & Company for your debt consolidation/consumer proposals.
Tetiana O.
2 years ago
Going through with Goth $ Company has been one of the best decisions I’ve made. I felt so overwhelmed with my debt and felt like it was gonna be forever to be able to get it under control.. but now I have a goal in place and I can finally have some peace of mind! I couldn’t have asked for better people. I highly recommend Goth and thank you so much to the individuals I dealt with.
Kyle
2 years ago
Goth and Company are beyond caring and understanding. David Mazerolle is my trustee and he took his time to explain everything and to make sure I had all that I needed. I just felt really welcome into their company to help me fix my debt and get my credit back on track so I can buy a home in the near future!! Linet is very helpful as well, their all really helpful at Goth. 100% highly recommend them for your proposals or bankruptcy!!
Chris C.
2 years ago
It really is a shame/tragedy what the governments of Canada/Alberta have done public policy wise to crush the individual economies of its citizens, however, I am grateful for the services of Goth & Company in these trying times for helping me address the situation professionally and accountably. Thank you for your help. Highly recommend this business in the Edmonton area and Northern Alberta.
Amelia N.
2 years ago
I had no trouble feeling taken care of even from the first phone conversation I had with a Goth trustee. They spent time outlining all of my options and determining which would be best for me. Every query received a thorough response. I had a great experience with Goth and company, and I wholeheartedly endorse them. Do not hesitate to call them.
K
2 years ago
I filed a consumer proposal with Goth and Comp. and love that I was treated with respect and courtesy despite feeling embarrassed about my financial situation. The process is straight forward and after discussing my options, I was able to make a decision to go with a proposal to help with my debt. Signing is incredibly convenient and I was able to book my apt over zoom meetings. I appreciate the professionalism and knowledge of Goth and Company associates. Would highly recommend them.
Shannon F.
2 years ago
I felt they really understood where I came from. Goth & Company Ltd are helping me achieve my financial goals by educating me on budgeting and warning me of the pitfalls that cause so many financial problems for the individual. I never felt judged by them even though it was very humbling to have to come to them in the first place. And bonus, I could do my courses over the phone as I live 5 hours away. I highly recommend!
Tiffany V.
2 years ago
So far, so good explained everything haven’t had meeting of creditors yet . But they were fast and efficient in getting all the forms finished and explaining how it will work . I was also in the middle of moving and David was great at being able to contact me later that day when I didn’t budget enough time for the appointment .

We Are Here For You

We want to know more about you. You came here for a reason and we want to help you get the answers you need. How can we help you today?

Talk to a Licensed Insolvency Trustee

I would like to talk to a Trustee about my current debt situation.

CRA Debt Forgiveness

I owe money to the CRA and would like to know what my options are.

Dealing With Student Debt

I am unable to repay my student loans and need to know my options.

How Often Do Consumer Proposals Get Accepted?

Goth’s Consumer Proposals get accepted at a rate of 99%.

Filing for Bankruptcy in Alberta

I am looking for information about how bankruptcy works in Alberta.

What is a Consumer Proposal?

I want to learn more about filing a consumer proposal in my situation.

Debt Consolidation Options

I would like to understand the different options for consolidating debt.

Will I Lose My House?

I am unable to pay my debts and am worried about losing my house.