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Debt

Our Licensed Insolvency Trustees are Ready to Help You

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Goth & Company Ltd.

Licensed Insolvency Trustees

Based Edmonton, Alberta With Offices Across Canada

Debt Consolidation

How can I consolidate all of my debts?

Personal Bankruptcy

How does it work? Is it a good idea for me?

Consumer Proposals

What are they? Will it work in my situation?

Not sure where to start?

Learn More

What Do We Do?

As Licensed Insolvency Trustees we provide free debt consultations and formal debt settlement solutions for Albertans who are unable to pay the full amount of their debts. We take time to understand what you are dealing with before presenting you with all available options to consolidate, reduce or discharge your debts.

Who Do We Help?

Are you a Canadian citizen or resident dealing with more than $1,000 of debt? Even if you are just wondering what your options are, we can help! Consultations are private and confidential. There is no obligation to return or move forward with a particular solution. We give you the information and resources, and you decide.

Do We Provide Bankruptcy Services?

Yes. In Canada, Licensed Insolvency Trustees are the only professionals able to file and administer a bankruptcy. Filing for bankruptcy may be one of the options that are available to you, but there are often alternative solutions that may be more favourable. We are experts in all forms of formal debt settlement and will show you all of the options that are available.

The Role of a Licensed Insolvency Trustee | How we help

The Role of a Licensed Insolvency Trustee

As Licensed Insolvency Trustees we administer formal debt settlement solutions including consumer proposals and bankruptcy filings. An important part of our job is to make sure that you know and understand all of the debt settlement options that are available to you. Each situation is unique and you may find that a particular solution that worked for someone else may not be the best for you. We will talk to you about your debts, but we also want to know about your life and plans for the future. This way we can ensure that getting out of debt is more manageable with a solution that makes sense for you and your family. We also want you to be successful after your debts are cleared and will provide resources and professional counselling focused on managing debt and maintaining “good credit”.

Licensed Insolvency Trustee | Free Consultation

“I wish I would have done this sooner!”

Free Professional Advice

Goth & Company are here to help. No cost. No obligation.

Client Reviews

Hear what our clients have to say about their experiences with our Licensed Insolvency Trustees.

Goth & Company Ltd. Licensed Insolvency Trustees
Goth & Company Ltd. Licensed Insolvency Trustees
4.9
Based on579reviews
Joan M.
1743451301
Have been with Goth for a few months now and the service so far has been excellent. I am very pleased with everyone I have had the pleasure of working with. I feel secure in their hands. Thank you. MJM
Jessica
1734716103
Thank you GOTH & COMPANY and the WHOLE TEAM and most Special to Mention Miss Paula Power, you are so Amazing and Very informative, no judging my situation. The moment i spoke up to Miss Paula, thats the time i felt big relieve, iam almost end up my life, because i dont know what to do.I've been suffering Depression and Anxiety, because of my situation i've been through a lot.Once again Thank You GOTH And The Whole TEAM! You guys a Highly Recommended 100%. All the Best!
Todd “Kzinty” K.
1734711625
Straight to the point, spelled out the options and ended my stress.
They made it so easy that I worried it wasn't done.
chev L.
1725378731
My experience with Goth and Company was immaculate. they are very professional, answers all my questions and concerns. I recommend this company 💯
Terry
1721014010
For a very long time I had been on edge because of a 'charitable giving' tax shelter I had participated in many years earlier . The tax court had finally ruled against the beneficiaries of this shelter and I was now on the hook for most of my original donation plus interest dating back 20 years .I was ' climbing the walls' waiting for the day CRA would scoop my bank account .
But , Goth pulled away the clouds of doom and presented me with a well explained , greatly reduced 5 year payment plan that CRA accepted.
Until this thing with Goth was behind me , I did not realize how it was affecting everything in my life . I sleep better , I smile more and people ask "do you have a girl friend ". I am a bit of a recluse.
And since this proposal was enacted , Goth has been so helpful in promptly answering any questions I might have.
Aimee C.
1719423376
Thanks for all your help in creating a solution for my financial problems. It was a pleasure speaking to Desmond, thanks for listening and for understanding. My family and I will be forever grateful for this step in becoming debt free! I cannot wait. God bless
Chris johnson J.
1719329028
Goth and company help me. They are easy to deal with and they communicate to get documents filled out in a timely fashion. Good company to work with.
Jenna G.
1718320471
The time, kindness, knowledgeable staff of this wonderful company helped our household when in a small bind.
Each staff member was understanding, and treated us like we mattered/family; as well as clients.
No better place to go to than this company for anything they offer.
Made everything very simple, and put lots of anxiety at ease starting from the very 1st appointment.
Thank you from the Hall & Grayson families.
Linda D.
1718305302
I got in touch with Goth and Company a few weeks ago and I am happy that I did. .They are very informative and awesome people to talk with ..Everything is explained very well and any questions that you asked are answered...I can honestly say they have helped me great with this process. .So I advise people that if you are having financial problems please give Goth and Company a call. You will not be disappointed.. Thank you for the help you have given me.
Janilyn H.
1718139878
Goth & Company Ltd. has excelent service . Very accommodated and knowledgeable. They communicate me during the entire process and answer any questions I had.

Thank you Goth & Company Ltd.
Gabriela D.
1718132341
Thank you for your help and support! A great team!
Jim S.
1718122819
I though Goth & company handled my affairs in a very professional manner. I would certainly refer them to others.
Rye B.
1718023999
Very uplifting and professional. I feelcomfortable, hopeful and confident that, Barton will help me recover from my frivolous mistakes. Goth provides a flexible and easy way to see the light at the end of the tunnel!
Darryl A.
1717998198
goth and Company are really helpful and they guided me right along the process .
Melanie L.
1717888277
Goth and Company has been an excellent choice for our financial needs and we were so happy with their kindness and professionalism.
Willem van H.
1717876685
Very helpful staff. Clearly and carefully explained things
Sylvia K.
1717865816
The staff went above and beyond to come to me as I have mobility restrictions. The gentleman was very professional and understanding of situation. He throughly answered all my questions and concerns. Made me feel like person not a number. Exceptional service.
Rachel O.
1717818959
Great company. Very professional. I would highly recommend
Maxine L.
1717762176
Knowledgeable and wonderful to work with! We have felt heard and have received great support and information from Goth & Company.
Kyle Austin Dela C.
1717609970
They are very helpful and no judgement when discussing everything
corrina J.
1717554578
Every one is extremely helpful, and everything was expland so that you can understand it.
narivel C.
1717552773
In my experience here in this company they explain everything what's on the proposal so not hard to understand. Thank you for saving me .
miles M.
1717543269
Goth and company was very helpful. Heather, explain process in detailed making sure you understand. And always asked question for verification. The team makes sure that they are there to support you throughout. I will definitely recommend Goth and company. Thank you !
Debbie V.
1717541959
Very professional explained everything so easy to understand and to make the correct decision.
Highly recommend
Jackie W.
1717537020
Omg! I’m finally feeling like I can relax. The last couple of months, have been extremely stressful and overwhelming. I left Real Estate in November .. but the CRA estimated my HST. And demanded I pay installments .. but wanted huge payments. That I couldn’t pay.
So I decided to do a Consumer Proposal. Goth, explained everything to me & took care of everything and really took the stress out of my life.
Sylvainne P.
1717536631
Every people at Goth & Company was very kind and understanding, to get through my difficult times.
Thank you for all your help:
Sylvainne Poitras
Kellie A.
1717534803
Goth and Company has been amazing through my proposal. The online meeting was very thorough and all of my questions were answered. They made me feel heard. Highly recommend them!
Daniel R T.
1717532851
Goth and Company looked after me.very well with my consumer proposal and i am thankfull for all the work they did on my behalf. I totally recommend this company if you have money problems. Daniel Third
Caro M
1717531561
The last couple of years, I had been going through some personal difficulties that put me in a place where I had no room to breathe financially. I felt like I was running around in circles paying left and right and was still not catching up. Until one day I realized, I can’t make all these payments next month. When I saw that I was in real trouble, I contacted Zach from 4 Pillars and was referred to Goth & Company Ltd. An appointment was made and I met with, David Mazerolle. I was anxious, I would have to tell what had happened that got me to the point of not being able to pay. The trustee put me at ease explaining everything. He went through every single step and how everything works. Before signing, went through all the calculations and how much my monthly payment would be. Having said all of this, if you are struggling, please know that there is help. Knowing what I know now, I encourage anyone experiencing a similar financial distress to contact Goth & Company Ltd. There is no risk, you will not be judged.
Mo
1717531294
I needed to getting a consumer proposal made so I could deal with my debt that I couldn't resolve on my own They were super helpful to me with my financial situation they been a lifesaver for me I appreciate them very much and would recommend them to anyone struggling with debt
Robert
1717529965
Working with Goth & Company was an amazing experience and I honestly wish I had done it sooner. It was effortless and everything was explained in detail throughout the process. Highly recommend.
Popeye
1717528278
Fantastic service, very helpful, didn't really know what i was going to do, found Goth & Company, really helped me get on track of finances, I recommend this team, Thanks so much!!👍
Annette G.
1717527929
Friendly, helpful and patient. Explained my options in detail and made me feel comfortable with the process
More reviewsjs_loader
Goth & Company Ltd. LIT
Goth & Company Ltd. LIT
4.9
Based on 579 reviews
Thank you GOTH & COMPANY and the WHOLE TEAM and most Special to Mention Miss Paula Power, you are so Amazing and Very informative, no judging my situation. The moment i spoke up to Miss Paula, thats the time i felt big relieve, iam almost end up my life, because i dont know what to do.I've been suffering Depression and Anxiety, because of my situation i've been through a lot.Once again Thank You GOTH And The Whole TEAM! You guys a Highly Recommended 100%. All the Best!
Jessica
1734716103
For a very long time I had been on edge because of a 'charitable giving' tax shelter I had participated in many years earlier . The tax court had finally ruled against the beneficiaries of this shelter and I was now on the hook for most of my original donation plus interest dating back 20 years .I was ' climbing the walls' waiting for the day CRA would scoop my bank account .
But , Goth pulled away the clouds of doom and presented me with a well explained , greatly reduced 5 year payment plan that CRA accepted.
Until this thing with Goth was behind me , I did not realize how it was affecting everything in my life . I sleep better , I smile more and people ask "do you have a girl friend ". I am a bit of a recluse.
And since this proposal was enacted , Goth has been so helpful in promptly answering any questions I might have.
Terry
1721014010
The time, kindness, knowledgeable staff of this wonderful company helped our household when in a small bind.
Each staff member was understanding, and treated us like we mattered/family; as well as clients.
No better place to go to than this company for anything they offer.
Made everything very simple, and put lots of anxiety at ease starting from the very 1st appointment.
Thank you from the Hall & Grayson families.
Jenna G.
1718320471
I got in touch with Goth and Company a few weeks ago and I am happy that I did. .They are very informative and awesome people to talk with ..Everything is explained very well and any questions that you asked are answered...I can honestly say they have helped me great with this process. .So I advise people that if you are having financial problems please give Goth and Company a call. You will not be disappointed.. Thank you for the help you have given me.
Linda D.
1718305302
Omg! I’m finally feeling like I can relax. The last couple of months, have been extremely stressful and overwhelming. I left Real Estate in November .. but the CRA estimated my HST. And demanded I pay installments .. but wanted huge payments. That I couldn’t pay.
So I decided to do a Consumer Proposal. Goth, explained everything to me & took care of everything and really took the stress out of my life.
Jackie W.
1717537020
The last couple of years, I had been going through some personal difficulties that put me in a place where I had no room to breathe financially. I felt like I was running around in circles paying left and right and was still not catching up. Until one day I realized, I can’t make all these payments next month. When I saw that I was in real trouble, I contacted Zach from 4 Pillars and was referred to Goth & Company Ltd. An appointment was made and I met with, David Mazerolle. I was anxious, I would have to tell what had happened that got me to the point of not being able to pay. The trustee put me at ease explaining everything. He went through every single step and how everything works. Before signing, went through all the calculations and how much my monthly payment would be. Having said all of this, if you are struggling, please know that there is help. Knowing what I know now, I encourage anyone experiencing a similar financial distress to contact Goth & Company Ltd. There is no risk, you will not be judged.
Caro M
1717531561
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We Are Here For You

We want to know more about you. You came here for a reason and we want to help you get the answers you need. How can we help you today?

Talk to a Licensed Insolvency Trustee

I would like to talk to a Trustee about my current debt situation.

CRA Debt Forgiveness

I owe money to the CRA and would like to know what my options are.

Dealing With Student Debt

I am unable to repay my student loans and need to know my options.

How Often Do Consumer Proposals Get Accepted?

Goth’s Consumer Proposals get accepted at a rate of 99%.

Filing for Bankruptcy in Alberta

I am looking for information about how bankruptcy works in Alberta.

What is a Consumer Proposal?

I want to learn more about filing a consumer proposal in my situation.

Debt Consolidation Options

I would like to understand the different options for consolidating debt.

Will I Lose My House?

I am unable to pay my debts and am worried about losing my house.