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DEBT

Our Licensed Insolvency Trustees are Ready to Help You

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Goth & Company Ltd.

Licensed Insolvency Trustees

Based in Edmonton, Alberta With Offices Across Canada

Consumer Proposals

What are they? Will it work in my situation?

Personal Bankruptcy

How does it work? Is it a good idea for me?

Debt Consolidation

How can I consolidate all of my debts?

Not sure where to start?

Learn More

What Do We Do?

As Licensed Insolvency Trustees we provide free debt consultations and formal debt settlement solutions for Albertans who are unable to pay the full amount of their debts. We take time to understand what you are dealing with before presenting you with all available options to consolidate, reduce or discharge your debts.

Who Do We Help?

Are you a Canadian citizen or resident dealing with more than $1,000 of debt? Even if you are just wondering what your options are, we can help! Consultations are private and confidential. There is no obligation to return or move forward with a particular solution. We give you the information and resources, and you decide.

Do We Provide Bankruptcy Services?

Yes. In Canada, Licensed Insolvency Trustees are the only professionals able to file and administer a bankruptcy. Filing for bankruptcy may be one of the options that are available to you, but there are often alternative solutions that may be more favourable. We are experts in all forms of formal debt settlement and will show you all of the options that are available.

The Role of a Licensed Insolvency Trustee | How we help

The Role of a Licensed Insolvency Trustee

As Licensed Insolvency Trustees we administer formal debt settlement solutions including consumer proposals and bankruptcy filings. An important part of our job is to make sure that you know and understand all of the debt settlement options that are available to you. Each situation is unique and you may find that a particular solution that worked for someone else may not be the best for you. We will talk to you about your debts, but we also want to know about your life and plans for the future. This way we can ensure that getting out of debt is more manageable with a solution that makes sense for you and your family. We also want you to be successful after your debts are cleared and will provide resources and professional counselling focused on managing debt and maintaining “good credit”.

Licensed Insolvency Trustee | Free Consultation

“I wish I would have done this sooner!”

Free Professional Advice

Goth & Company are here to help. No cost. No obligation.

Client Reviews

Hear what our clients have to say about their experiences with our Licensed Insolvency Trustees.

Excellent
Goth & Company Ltd. Licensed Insolvency Trustees
Based on 583 reviews
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Brittany C.
I had such a great experience with this office, especially Colleen. She was incredibly kind, patient, and thorough — taking the time to explain everything and make sure I fully understood. She made a really stressful process feel manageable and treated me with so much respect and compassion. I’m so grateful for her help and would absolutely recommend this office to anyone needing guidance.
Response from the owner:Thank you Brittany for the kind words. If there is anything else you need be sure to reach out!!!
Terry
For a very long time I had been on edge because of a 'charitable giving' tax shelter I had participated in many years earlier . The tax court had finally ruled against the beneficiaries of this shelter and I was now on the hook for most of my original donation plus interest dating back 20 years .I was ' climbing the walls' waiting for the day CRA would scoop my bank account .
But , Goth pulled away the clouds of doom and presented me with a well explained , greatly reduced 5 year payment plan that CRA accepted. I did not need to declare bankruptcy .
Until this thing with Goth was behind me , I did not realize how it was affecting everything in my life . I sleep better , I smile more and people ask "do you have a girl friend ". I am a bit of a recluse.
And since this proposal was enacted , Goth has been so helpful in promptly answering any questions I might have.
Do not even think of enlisting the services of scammers who will 'offer' to quash CRA's case against you . They will get you so far into trouble your great grand children will be paying for you .
Only ever consider using a licensed trustee to help you out of this mess .
Ajesh R.
The team at Goth & Company treated me with respect and kindness during a very difficult financial time. They explained every step clearly and helped me feel confident about my future again. Professional, compassionate, and truly helpful. Highly recommended for anyone needing a fresh start! 🙏
Personal C.
After 4 ankle surgeries, I was unable to continue working. My debts were substantial.
I had CRA debt, credit card debts, line of credit debts, and other miscellaneous debts.
The team at Goth were always very courteous and non judgmental. I liked everyone I interacted with.

They arranged a 9 months bankruptcy, with a very low monthly payment. I have now completed the process, and I am 100% debt free.
Goth was amazing. They obviously wanted to help me out, and their main priority is to make sure everything is done by the book.

Highly Recommended!
Joan M.
Have been with Goth for a few months now and the service so far has been excellent. I am very pleased with everyone I have had the pleasure of working with. I feel secure in their hands. Thank you. MJM
Jessica
Thank you GOTH & COMPANY and the WHOLE TEAM and most Special to Mention Miss Paula Power, you are so Amazing and Very informative, no judging my situation. The moment i spoke up to Miss Paula, thats the time i felt big relieve, iam almost end up my life, because i dont know what to do.I've been suffering Depression and Anxiety, because of my situation i've been through a lot.Once again Thank You GOTH And The Whole TEAM! You guys a Highly Recommended 100%. All the Best!
Todd “Kzinty” K.
Straight to the point, spelled out the options and ended my stress.
They made it so easy that I worried it wasn't done.
chev L.
My experience with Goth and Company was immaculate. they are very professional, answers all my questions and concerns. I recommend this company 💯
Excellent
Goth & Company Ltd. LIT
Based on 583 reviews
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review us on
Brittany C.
I had such a great experience with this office, especially Colleen. She was incredibly kind, patient, and thorough — taking the time to explain everything and make sure I fully understood. She made a really stressful process feel manageable and treated me with so much respect and compassion. I’m so grateful for her help and would absolutely recommend this office to anyone needing guidance.
Response from the owner:Thank you Brittany for the kind words. If there is anything else you need be sure to reach out!!!
Terry
For a very long time I had been on edge because of a 'charitable giving' tax shelter I had participated in many years earlier . The tax court had finally ruled against the beneficiaries of this shelter and I was now on the hook for most of my original donation plus interest dating back 20 years .I was ' climbing the walls' waiting for the day CRA would scoop my bank account .
But , Goth pulled away the clouds of doom and presented me with a well explained , greatly reduced 5 year payment plan that CRA accepted. I did not need to declare bankruptcy .
Until this thing with Goth was behind me , I did not realize how it was affecting everything in my life . I sleep better , I smile more and people ask "do you have a girl friend ". I am a bit of a recluse.
And since this proposal was enacted , Goth has been so helpful in promptly answering any questions I might have.
Do not even think of enlisting the services of scammers who will 'offer' to quash CRA's case against you . They will get you so far into trouble your great grand children will be paying for you .
Only ever consider using a licensed trustee to help you out of this mess .
Ajesh R.
The team at Goth & Company treated me with respect and kindness during a very difficult financial time. They explained every step clearly and helped me feel confident about my future again. Professional, compassionate, and truly helpful. Highly recommended for anyone needing a fresh start! 🙏
Personal C.
After 4 ankle surgeries, I was unable to continue working. My debts were substantial.
I had CRA debt, credit card debts, line of credit debts, and other miscellaneous debts.
The team at Goth were always very courteous and non judgmental. I liked everyone I interacted with.

They arranged a 9 months bankruptcy, with a very low monthly payment. I have now completed the process, and I am 100% debt free.
Goth was amazing. They obviously wanted to help me out, and their main priority is to make sure everything is done by the book.

Highly Recommended!
Jessica
Thank you GOTH & COMPANY and the WHOLE TEAM and most Special to Mention Miss Paula Power, you are so Amazing and Very informative, no judging my situation. The moment i spoke up to Miss Paula, thats the time i felt big relieve, iam almost end up my life, because i dont know what to do.I've been suffering Depression and Anxiety, because of my situation i've been through a lot.Once again Thank You GOTH And The Whole TEAM! You guys a Highly Recommended 100%. All the Best!
Jenna G.
The time, kindness, knowledgeable staff of this wonderful company helped our household when in a small bind.
Each staff member was understanding, and treated us like we mattered/family; as well as clients.
No better place to go to than this company for anything they offer.
Made everything very simple, and put lots of anxiety at ease starting from the very 1st appointment.
Thank you from the Hall & Grayson families.
Linda D.
I got in touch with Goth and Company a few weeks ago and I am happy that I did. .They are very informative and awesome people to talk with ..Everything is explained very well and any questions that you asked are answered...I can honestly say they have helped me great with this process. .So I advise people that if you are having financial problems please give Goth and Company a call. You will not be disappointed.. Thank you for the help you have given me.
Jackie W.
Omg! I’m finally feeling like I can relax. The last couple of months, have been extremely stressful and overwhelming. I left Real Estate in November .. but the CRA estimated my HST. And demanded I pay installments .. but wanted huge payments. That I couldn’t pay.
So I decided to do a Consumer Proposal. Goth, explained everything to me & took care of everything and really took the stress out of my life.

We Are Here For You

We want to know more about you. You came here for a reason and we want to help you get the answers you need. How can we help you today?

Talk to a Licensed Insolvency Trustee

I would like to talk to a Trustee about my current debt situation.

CRA Debt Forgiveness

I owe money to the CRA and would like to know what my options are.

Dealing With Student Debt

I am unable to repay my student loans and need to know my options.

How Often Do Consumer Proposals Get Accepted?

Goth’s Consumer Proposals get accepted at a rate of 99%.

Filing for Bankruptcy in Alberta

I am looking for information about how bankruptcy works in Alberta.

What is a Consumer Proposal?

I want to learn more about filing a consumer proposal in my situation.

Debt Consolidation Options

I would like to understand the different options for consolidating debt.

Will I Lose My House?

I am unable to pay my debts and am worried about losing my house.